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How Float works

Float takes your
credit card further

Like a budget facility, but interest-free. Always.

Float works with any existing
Visa or Mastercard credit card

Buy now.​
Pay way later.

Get your purchase today and use the available limit on your credit card to pay in up to 24 interest-free, fee-free monthly instalments.

Zero interest.
Zero fees.

It’s all the perks of your credit card, but none of the cons. No interest, no fees, no extra credit – and no catch. Just shopping joy on your terms.

No applications.
No credit checks.

It’s your credit already, so there are no applications or credit checks. The cherry on top? You continue to earn your reward points.

Shop

Pay later at
hundreds of stores

Shop thousands of products across furniture, sports equipment, luxury fashion and so much more.

Featured stores

How to float

Paying later
with Float

It's as quick and easy as a regular credit card purchase. No sign up required – just shopping joy on your terms.

  • Online
  • In Store
01
Step 01 Finish
Choose Float as your payment method
02
Step 02 Finish
Choose your number of instalments
03
Step 03 Finish
Enter your credit details and Float it.
04
Step 04 Finish
Hooray! You’re paying later with Float.
Step 01
Step 02
Step 03
Step 04
01
Step 01
Scan the QR Code at checkout
02
Step 02
Add your purchase and personal details
03
Step 03
Choose your number of installments
04
Step 04
Enter your credit card details
05
Step 05
Hooray! You’re paying later with Float.
Step 01
Step 02
Step 03
Step 04
Step 05

Split big orders into
bite-size payments.

Spending on your credit card just got a whole lot better. ​

No interest. No fees. No new credit.

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Give your shoppers the most flexible, frictionless and financially responsible way to pay.​ Grow your sales as a result.