Selling big has

never been this easy.

The most frictionless, flexible and financially responsible way for your shoppers to pay later.

Some of Our partners
Why use float

Lift your business
with Float

134%

Orders made through Float are, on average, 134% bigger than regular orders

10x

Float’s average order value is up to 10 times bigger than other buy now pay later options

R240bn+

Float works with any Visa or Mastercard credit card, which means over R240bn in existing credit can be used to buy from your business

6.5m+

More than 6.5m credit cards are pre-approved to work with Float instantly

New
customers

Gain access to 5 million credit card holders - all instantly pre-approved to buy now and pay later with Float at your store.

Higher
conversions

No sign ups or credit checks, combined with the ability to split big orders into small payments, means Float turns browsers into buyers.

Bigger order
values

Our average orders are 10x bigger than other buy now pay later options, meaning you can sell those big-ticket items with ease.

Guaranteed
settlement

Float takes on the risk of collection from your shoppers, ensuring guaranteed repayment similar to a regular credit card transaction.

Access
6 500 000+ preapproved credit cards

unparalleled features

What makes
Float unique

Frictionless

No sign ups, applications or credit checks required. Checking out with Float is as quick and easy for your shoppers as a regular credit card transaction.

Flexible

​With no limit on order sizes and up to 24 interest-free monthly instalments to pay, Float is easily the most flexible buy now pay later option available. Let your shoppers enjoy the freedom of Float.

Financially Responsible

Unlike other buy now pay later and credit options, Float does not issue your shoppers with any new credit. We help them to make their existing credit go so much further. And we never charge them fees or interest. Ever.

GETTING STARTED

How to get started
with Float

Quick and easy to integrate - and fully customisable to suit your business's needs.

01
Customise

Flexible instalment periods & min/max order values give you full control over your offering.

02
Integrate

Free, easy-to-use plugins and omnichannel integrations will have you up and running in no time.

03
Get paid

Start selling – we’ll take care of the collection and pay you up-front or overtime.

INTEGRATING WITH FLOAT

Effortless
integrations

Get floating with our seamless integrations, with plenty more on the way.

OMNICHANNEL SOLUTION

Float anywhere

Give your shoppers the most frictionless, flexible and financially responsible way to shop, no matter where you're making a sale: in-store, over email or text message, or on an invoice.

Sell more with Float

Ready to grow?

Need help?

Frequently Asked
Questions

Any questions not answered by our Frequently Asked Questions? Contact us for more help.

What is Float?
What is Float?

Float is a buy now, pay later platform that lets you split purchases over up to 24 interest-free, fee-free monthly instalments using the available limit on your existing Visa or Mastercard credit card, without any application or credit check.

Think of it like an interest-free ‘budget facility’ – you get to enjoy your purchases today, pay for them over time and you don’t take out any extra credit to do so, either.

What are the benefits of using Float for my business?

The benefits of offering Float as a payment option are many, but here are just a few:

  • Increase average order values by 134% on average;
  • Drastically improve conversions; and
  • Grow incremental sales.

As Float is instantly accessible to around 5 million pre-approved credit card holders in South Africa alone, you’re opening your business to a pool of potential shoppers with more purchasing power than ever before.

What makes Float unique compared to other “buy now, pay later” solutions?

Float is the most flexible, frictionless, and financially responsible buy now, pay later platform in South Africa. Here are just a few reasons why:

  • Frictionless checkouts for your shoppers, with no applications or credit checks.
  • No limits on order sizes (Float’s average order is around 10x larger than other buy now pay later platforms), meaning you can sell those big-ticket items with ease.
  • Longer and more flexible repayment periods than any other buy now, pay later platforms.
  • Customisable for your business – the number of instalments offered, minimum order values and even the settlement terms for your sales made through Float.
  • Importantly, Float takes on the risk of collecting repayments and guarantees settlement to you.
How Float Works
How does Float work for merchants?

Float is a payment method for your customers (we call them ‘shoppers’). It can be offered via ecommerce checkout, in-store, on an invoice, or even over email/text message.

When a shopper makes a purchase using Float, they get to enjoy your goods/services today and pay in interest-free monthly instalments. We take on the risk of collecting repayments from shoppers and settle you either in full or in instalments (you can choose how you’d like to be settled).

I want to use Float for my business. How do I get started?

We’re delighted that you’re interested in partnering with Float to grow your business! Please complete a merchant enquiry form. Alternatively, please feel free to contact us at grow@float.co.za or (+27) 10 012 6415 and we’ll be glad to assist.

Does Float work with business credit cards?

Yes, we do!

Float works with any Visa or Mastercard credit card, even if it is a business credit card.

What is the maximum purchase size allowed with Float?

Float does not impose any limits on the size of purchases – we simply work within the available limit on a shopper’s credit card. However, you can customise minimum order amounts for purchases to suit your business’s needs.

What is the maximum number of instalments offered by Float?

Float can facilitate up to 24 monthly instalments. However, you can customise the number of instalments offered to your shoppers to suit your business’s needs.