Choose Float at checkout to split credit card purchases into bite-size monthly payments.
Works with any Visa or Mastercard credit card.
Like a budget facility, but interest-free. Always.
Shop thousands of products across furniture, sports equipment, luxury fashion and so much more.
It's as quick and easy as a regular credit card purchase. No sign up required – just shopping joy on your terms.
Float is the most no-brainer way to pay for big purchases using your credit card. As long as you have the available credit on your card, you can split that big order into bite-sized payments.
Float let’s you choose the number of interest-free, monthly instalments that suits you, giving you all the time in the world to manage your credit card payments.
Unlike other financing options, Float does not issue you with any new credit. We simply help you use your existing credit in a smarter way. It’s all the perks of your credit card, but none of the cons.
All the time in the world to pay.
None of the extra interest.
Any questions not answered by our Frequently Asked Questions? Contact us for more help.
Float is a checkout payment solution that enables shoppers to split purchases into interest-free, fee-free monthly instalments using their existing Visa or Mastercard credit card, without any application or credit check.
Think of it like an interest-free ‘budget facility’ – shoppers get to enjoy their purchases today and pay for them over time and they don’t take out any extra debt to do so, either.
With Float, you can enjoy your purchases today and pay for them over time, interest-free and fee-free, without incurring any new debt.
Float helps you to manage your cashflow by only charging your credit card for a single interest-free instalment each month, as opposed to charging you the full amount up-front like a regular credit card transaction. In short – we buy you all the time in the world to settle your credit card balance. This is especially useful for those BIG value purchases.
The cherry on top? You still get all your rewards points for using your credit card!
Yes – Keeping your information secure is a top priority for us.
Float uses a PCI DSS Level 1 certified processor (the highest level of credit card data security standards) to handle your credit card data. This means we never store your credit card details and they always remain safely and securely encrypted. Float also makes use of 3D Secure to approve your initial payment authorisation, for an added level of security.
At the time of purchase, Float temporarily “reserves” the full amount on your credit card, but only charges you the first interest-free instalment. The remaining instalments are charged on the same day each month. In between each instalment, a new temporary “reserve” is placed for the outstanding balance, until your purchase is completely repaid.
You can use Float in 3 easy steps. There is no application and no credit check.
No – when you use Float to make a purchase, there is no application or registration whatsoever.
Because Float uses your existing credit card, we only require your credit card details and that you have the full amount of your purchase available on your credit card. Simple as that.
Float does not impose any limits on the size of purchases – we simply work within the available limit on your credit card. The bigger your available limit, the bigger the purchase you can make!
However, some merchants set their own maximum purchase value for Float transactions. Please contact them directly if you’d like to make a purchase larger than their maximum purchase value.
Float works with any Visa or Mastercard credit card. As with any other credit card purchase, you need to ensure that you have the full purchase amount available on your credit card.
No. Float only accepts Visa and Mastercard credit cards with the full purchase amount available in your balance.