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Finding the perfect engagement ring is one thing — sticking to your budget is another story. But here’s the good news: you don’t need to spend a fortune to get a ring you love. With stunning diamond alternatives, ready-to-ship designs, and flexible payment options, your dream ring is closer (and more affordable) than you think.
1. Moissanite Instead of Diamonds
They say diamonds are a girl’s best friend, but who says they have to be? Moissanite is shaking up tradition, offering the same dazzling brilliance at a fraction of the cost. Made from silicon carbide under intense heat and pressure, moissanite is nearly as durable as a diamond — so it’ll stand the test of time (and love). Bonus? You get all the sparkle without the hefty price tag. Here are two brands we’re loving right now!
Moissanite by Design
Moissanite by Design is a brand entirely dedicated to the art of Moissanite jewellery. From moissanite earrings and necklaces to moissanite bracelets, they have a piece for any style (and budget). Their standout feature is their exquisite Moissanite engagement rings. If you can dream it, they probably have it. And if they don’t? Their Bespoke Custom Design service lets you create the ring of your dreams from scratch.
For those after a true statement piece, we’re obsessed with the Gabriela – Cluster Marquise Moissanite Engagement Ring. With its intricate design, expert craftsmanship, and eye-catching detail, this ring is packed with wow factor!
Prices for this beauty start at R21,850 or as low as R5,462.50 / month with Float.
Miinella
If a minimalist design is more your style, Miinella has the striking Brielle Strength Moissanite Ring in Gold is a standout choice. It’s sleek and sophisticated, with a unique shape that adds an unexpected bold twist — what’s not to love?
Get this stunning ring for R19, 100 or Float it for as low as R2,350.00 over 6 months interest-free, using your credit card!
2. Buy a Ready-to-Ship Design Instead of Custom
Custom-designed rings have surged in popularity, offering one-of-a-kind pieces tailored to your vision. But with that exclusivity often comes a hefty price tag. The good news? There are stunning ready-to-ship engagement rings that deliver just as much beauty and personality — without stretching your budget.
Jack Friedman
Why settle for one ring when you can have three? The Luce de Sol Engagement Ring by Jack Friedman is a showstopper. This design combines a center stone ring with two additional bands that sit above and below it, creating a radiant sunburst effect. It’s a ring as unique as your love story.
Prices start at R59,900 or Float it and get it for as low as R17 483,34 / month interest-free, using your existing credit card.
Stonz
For those who love a mix of classic and contemporary, Stonz has a collection of ready-to-ship rings that stand out. One of our favorites? The Old Cut Trilogy Ring. It takes the timeless trilogy design and gives it a fresh, modern twist — perfect for those who want something both elegant and eye-catching.
Pay R134,900 upfront or R33,725 / month interest-free when you Float it.
3. Shop With Float
Big purchases — like an engagement ring — can feel daunting, especially with all of life’s other expenses. That’s where Float comes in. Instead of paying the full amount upfront, you can spread the cost over time, making your dream ring more accessible. With a curated selection of
jewellery merchants, we’re here to help you find the one without the financial stress.
Kolmio
One standout piece that’s caught our eye? The Bold Diamond Cluster Ring by Kolmio.
Featuring a delicate cluster of brilliant-cut diamonds, it’s the perfect balance of understated elegance and dazzling sparkle. Ideal for someone who loves a refined, feminine design with just the right amount of wow.
With a payment option like Float, you can pay as little as R6833,33 over 3 months interest-free, using your credit card.
Kelly Jay Jewellery
It’s no secret — we’re all for alternative engagement ring designs. And if you thought your options were limited, think again.
The Oval Eternity Ring from Kelly Jay Jewellery is a perfect example of reimagining tradition. It blends the elegance of an engagement ring with the timeless appeal of a wedding band — giving you the best of both worlds in one stunning piece.
Pay R 24,500.00 upfront or Float it for a low as R6,125.00 over 4 months interest-free, using your credit card.
Can You Really Put a Price Tag on Love?
Float makes engagement rings more accessible — because love shouldn’t come with a financial burden. When it comes to the perfect ring, you shouldn’t have to compromise. An engagement is one of life’s biggest moments, and we’re here to make sure it stays exciting, not stressful. Because if she’s happy, you’re happy!
If you’re on the hunt for the perfect wedding ring, you’ll want to check out 5 Best Local Jewellery Brands in South Africa. An engagement isn’t just about the ring — it’s about all the little accessories that make the journey even more special.