Give your credit

room to breathe.

Your credit card gives you up to 55 days to pay. Float gives you up to 24 months.

No interest. No fees. No sign up.

How Float Works

Float takes your
credit card further

Same card. Same limit. More time to pay.

Float works with any existing Visa or Mastercard credit card

Pay in instalments
with your credit card.​

Get your purchase today, then settle it over up to  24 interest-free, fee-free monthly instalments, all using the credit card you already have.

Zero interest.
Zero fees.

It’s all the perks of your credit card, but none of the cons. No interest, no fees and no extra credit. Just shopping joy on your terms.

No sign up.
No paperwork.

It’s your own credit, so there is nothing to sign up for. The cherry on top? You continue to earn your usual reward points.

Shop

Where to Float it

Shop thousands of products across furniture, sports equipment, electronics and so much more.

Fashion & Footwear
Furniture & Homeware
Patio set
Electronics & Appliances
Air conditioner
Electronics & Appliances
Walkie Talkie
Services
Moving truck
Jewellery & Accessories
Stylish sunglasses
Furniture & Homeware
Modern bar stools
Youthful skin
Furniture & Homeware
Modern living room
Quick and easy

How to Float

It's as quick and easy as a regular credit card purchase. No sign up required – just shopping joy on your terms.

  • Online
  • In Store
01
Step 01 Finish
Choose Float as your payment method.
02
Step 02 Finish
Choose your number of instalments.
03
Step 03 Finish
Enter your credit details and Float it.
04
Step 04 Finish
Hooray! You’re paying later with Float.
Step 01
Step 02
Step 03
Step 04
01
Step 01
Scan the QR Code at checkout
02
Step 02
Add your purchase and personal details
03
Step 03
Choose your number of installments
04
Step 04
Enter your credit card details
05
Step 05
Hooray! You’re paying later with Float.
Step 01
Step 02
Step 03
Step 04
Step 05
bigger, better, smarter

What makes
Float unique

Bigger
Orders

Float is the no-brainer way to pay for big purchases using your credit card. As long as you have the available credit on your card, you can split that order into bite-sized instalments.

Flexible
​Instalments​

Float lets you choose the number of interest-free monthly instalments that suit you, giving you all the time in the world to manage your credit card balance.

No
New​ Credit

Float never issues you with new credit. We simply help you use the credit you already have in a smarter way. It’s all the perks of your credit card, with none of the cons, and none of the extra interest.

Pure shopping
joy with your
credit card.

All the time in the world to pay.

None of the extra interest.

Got a question?

Our Frequently Asked Questions are a great place to start.